{"id":2612,"date":"2023-10-04T22:08:26","date_gmt":"2023-10-04T22:08:26","guid":{"rendered":"https:\/\/invertiscapital.com\/que-se-conoce-en-espana-como-asesoramiento-financiero\/"},"modified":"2023-10-24T15:22:47","modified_gmt":"2023-10-24T15:22:47","slug":"que-es-coneix-a-espanya-com-a-assessorament-financer","status":"publish","type":"post","link":"https:\/\/invertiscapital.com\/ca\/que-es-coneix-a-espanya-com-a-assessorament-financer\/","title":{"rendered":"Qu\u00e8 es coneix a Espanya com a assessorament financer?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Moltes vegades t&#8217;has fet aquesta pregunta, i mai no n&#8217;has obtingut resposta. No et preocupis perqu\u00e8 despr\u00e9s de llegir aix\u00f2, tindr\u00e0s les idees clares i sabr\u00e0s la import\u00e0ncia d&#8217;un bon assessorament financer.<\/p><p class=\"wp-block-paragraph\">Per comen\u00e7ar l\u201fassessorament financer hauria de ser f\u00e0cil d\u201fentendre. Per\u00f2 la veritat \u00e9s que no ho \u00e9s. Quan acudim al diccionari a la recerca d&#8217;ajuda, aquest no explica adequadament qu\u00e8 significa realment assessorament financer. Per exemple: \u00abL&#8217;assessorament \u00e9s la informaci\u00f3 oferta a una persona que el pot ajudar a prendre bones decisions\u00bb.<\/p><p class=\"wp-block-paragraph\">\u00c9s clar el que volen dir aqu\u00ed: intenten assegurar-se que prens les decisions correctes a la teva vida; decisions que reflecteixin els teus valors i objectius. El problema \u00e9s que molta gent ent\u00e9n malament aquesta definici\u00f3 quan \u00e9s assessorament financer. Pensen que el seu assessor els est\u00e0 donant consells sobre diners; una cosa aix\u00ed com \u201cSi vols m\u00e9s diners, inverteix en accions\u201d.<\/p><p class=\"wp-block-paragraph\"><figure class=\"wp-block-image\"><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3306\" src=\"https:\/\/invertiscapital.com\/wp-content\/uploads\/2023\/04\/real-estate-agent-young-couple-going-through-lease-agreement-while-having-meeting-home.jpg\" alt=\"\" width=\"1000\" height=\"667\" \/><\/figure><\/figure><\/p><p class=\"wp-block-paragraph\">Sempre solen sorgir diverses preguntes com: Qui pot fer l&#8217;assessorament financer? Distingeix el que \u00e9s assessorament i qu\u00e8 \u00e9s la comercialitzaci\u00f3 d&#8217;un producte?<\/p><p class=\"wp-block-paragraph\">Per\u00f2 per aix\u00f2 apareix el proc\u00e9s de l&#8217;assessorament, l&#8217;entitat ha de recomanar els productes que s&#8217;ajustin millor a la situaci\u00f3 personal de cada client, per a la qual cosa haur\u00e0 d&#8217;analitzar els coneixements i les experi\u00e8ncies pr\u00e8vies aix\u00ed com els objectius d&#8217;inversi\u00f3 i la situaci\u00f3 financera.<\/p><p class=\"wp-block-paragraph\">Cal aclarir una cosa que \u00e9s molt important i \u00e9s que l&#8217;assessorament a un client no s&#8217;ha de centrar \u00fanicament en la venda del producte, sin\u00f3 en q\u00fcestions m\u00e9s \u00e0mplies com la situaci\u00f3 fiscal i patrimonial o el disseny d&#8217;una estructura d&#8217;inversi\u00f3 a llarg termini.<\/p><p class=\"wp-block-paragraph\">L&#8217;assessor financer ha de comptar amb una arquitectura oberta als seus consells, que us permet aconsellar sobre qualsevol actiu sigui de l&#8217;entitat que sigui. \u00c9s un element necessari per evitar conflictes d&#8217;interessos amb el client, i \u00e9s b\u00e0sica perqu\u00e8 el model global funcioni.<\/p><p class=\"wp-block-paragraph\">L&#8217;assessor financer nom\u00e9s ha de proporcionar assessorament que sigui benefici\u00f3s per al client, no pas per la comissi\u00f3 o altres formes de compensaci\u00f3 que hi pugui haver.<\/p><p class=\"wp-block-paragraph\"><figure class=\"wp-block-image\"><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3304\" src=\"https:\/\/invertiscapital.com\/wp-content\/uploads\/2023\/04\/business-man-financial-inspector-secretary-making-report-calculating-checking-balance-internal-revenue-service-inspector-checking-document-audit-concept.jpg\" alt=\"\" width=\"1000\" height=\"667\" \/><\/figure><\/figure><\/p><p class=\"wp-block-paragraph\">Quines s\u00f3n les funcions de lassessor financer?<\/p><p class=\"wp-block-paragraph\">Entre tots els seus serveis estan dissenyats per assessorar i recomanar diferents actius financers, com ara fons, derivats, pensions i plans d&#8217;assegurances, tant a persones f\u00edsiques com jur\u00eddiques.<\/p><p class=\"wp-block-paragraph\">L&#8217;assessor financer ha d&#8217;ajudar el client a descobrir les seves necessitats financeres, analitzant-ne les circumst\u00e0ncies passades, presents i futures, partint de la seva edat, patrimoni, tipus impositiu, situaci\u00f3 personal o en la seva situaci\u00f3 professional.<\/p><p class=\"wp-block-paragraph\">El m\u00f3n canvia constantment i les circumst\u00e0ncies dels nostres clients tamb\u00e9. Per aix\u00f2 \u00e9s necessari disposar dels millors productes financers i comptar amb un assessorament professional, continuat, especialitzat i independent.<\/p><p class=\"wp-block-paragraph\">Per aquest motiu des d&#8217;Invertis Capital volem adaptar-nos a les vostres necessitats posem a la vostra disposici\u00f3 un assessor especialitzat que tutelar\u00e0 la vostra cartera, per tal d&#8217;ajustar-vos a entendre les diferents circumst\u00e0ncies de mercat i us ensenyar\u00e0 com generar la m\u00e0xima rendibilitat dels vostres estalvis.<\/p>","protected":false},"excerpt":{"rendered":"<p>Moltes vegades t&#8217;has fet aquesta pregunta, i mai no n&#8217;has obtingut resposta. No et preocupis perqu\u00e8 despr\u00e9s de llegir aix\u00f2, tindr\u00e0s les idees clares i sabr\u00e0s la import\u00e0ncia d&#8217;un bon assessorament financer. Per comen\u00e7ar l\u201fassessorament financer hauria de ser f\u00e0cil d\u201fentendre. Per\u00f2 la veritat \u00e9s que no ho \u00e9s. Quan acudim al diccionari a la [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2568,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[127],"tags":[],"class_list":["post-2612","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banca-i-serveis-financers","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"builder_content":"","_links":{"self":[{"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/posts\/2612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/comments?post=2612"}],"version-history":[{"count":3,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/posts\/2612\/revisions"}],"predecessor-version":[{"id":2775,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/posts\/2612\/revisions\/2775"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/media\/2568"}],"wp:attachment":[{"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/media?parent=2612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/categories?post=2612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/tags?post=2612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}