{"id":2616,"date":"2023-10-04T22:08:25","date_gmt":"2023-10-04T22:08:25","guid":{"rendered":"https:\/\/invertiscapital.com\/guia-para-la-correcta-contratacion-de-seguros\/"},"modified":"2023-10-24T15:22:47","modified_gmt":"2023-10-24T15:22:47","slug":"guia-per-a-la-correcta-contractacio-dassegurances","status":"publish","type":"post","link":"https:\/\/invertiscapital.com\/ca\/guia-per-a-la-correcta-contractacio-dassegurances\/","title":{"rendered":"guia per a la correcta contractaci\u00f3 d&#8217;assegurances"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Actualment se&#8217;ns fa molt m\u00e9s f\u00e0cil contractar una asseguran\u00e7a de manera en l\u00ednia per\u00f2 conv\u00e9 recordar que hem de seguir prestant atenci\u00f3 als que estem contractant, les lletres petites i les condicions de les polisses.<\/p><p class=\"wp-block-paragraph\"><strong>Qu\u00e8 assegurarem?<\/strong><\/p><p class=\"wp-block-paragraph\">Abans de contractar una asseguran\u00e7a ens hem d&#8217;aturar un moment per pensar qu\u00e8 \u00e9s aix\u00f2 que estem assegurant, \u00e9s a dir, un b\u00e9 material com un cotxe o una casa, o si estem contractant una asseguran\u00e7a comercial. Ara que sabem qu\u00e8 volem assegurar hem de reflexionar sobre les cobertures que realment necessitem.<\/p><p class=\"wp-block-paragraph\">Hem de tenir en compte, per tant, les caracter\u00edstiques d&#8217;all\u00f2 que assegurarem i plantejarem-nos quina \u00e9s la p\u00f2lissa m\u00e9s convenient, aix\u00ed ser\u00e0 m\u00e9s senzill calcular el capital assegurat i podrem triar les garanties que volem incloure a la p\u00f2lissa.<\/p><p class=\"wp-block-paragraph\">Per exemple, en el cas de les assegurances de la llar, t\u00e9 molta import\u00e0ncia el valor real de la casa perqu\u00e8 no es donin situacions d&#8217;infra o sobreasseguran\u00e7a.<\/p><p class=\"wp-block-paragraph\"><strong>Cerca assessorament<\/strong><\/p><p class=\"wp-block-paragraph\">No \u00e9s recomanable quedar-te amb la primera oferta d&#8217;assegurances que et trobis; el millor \u00e9s comparar diferents ofertes perqu\u00e8 puguis aconseguir la p\u00f2lissa que tingui la millor qualitat de serveis, cobertures i preu.<\/p><p class=\"wp-block-paragraph\">Una gran opci\u00f3 \u00e9s acudir a l&#8217;asseguradora a la recerca d&#8217;ajuda, l&#8217;assessorament et pot ajudar a dir entre una companyia o una altra. Per aix\u00f2 els professionals en el sector poden aclarir els teus dubtes solucionant aix\u00ed un problema important.<\/p><p class=\"wp-block-paragraph\"><figure class=\"wp-block-image\"><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-52\" src=\"https:\/\/invertiscapital.com\/wp-content\/uploads\/2020\/03\/familia_casa_akteon.png\" alt=\"\" width=\"2000\" height=\"1334\" \/><\/figure><\/figure><\/p><p class=\"wp-block-paragraph\">Aix\u00ed, et deixem aqu\u00ed els passos que cal seguir per a una correcta contractaci\u00f3 d&#8217;assegurances:<\/p><p class=\"wp-block-paragraph\"><ul class=\"wp-block-list\"><ul class=\"wp-block-list\"><li>Sol\u00b7licitar una oferta d&#8217;asseguran\u00e7a:<\/li><\/ul><\/ul><\/p><p class=\"wp-block-paragraph\">Hem de comunicar-ho a la nostra corredoria d&#8217;assegurances, ag\u00e8ncia o entitat perqu\u00e8 ens envi\u00efn una oferta. En sol\u00b7licitar aquesta oferta sol\u00b7licitaran les dades relatives al risc que vols assegurar, aix\u00ed podran avaluar les caracter\u00edstiques de la p\u00f2lissa.<\/p><p class=\"wp-block-paragraph\"><ul class=\"wp-block-list\"><ul class=\"wp-block-list\"><li>Informar l&#8217;asseguran\u00e7a amb veracitat<\/li><\/ul><\/ul><\/p><p class=\"wp-block-paragraph\">\u00c9s important remarcar que en la tramitaci\u00f3 de la p\u00f2lissa es regeix el principi de presumpci\u00f3 de bona fe, \u00e9s a dir que treure profit de l&#8217;asseguran\u00e7a va contra la llei pot comportar greus problemes.<\/p><p class=\"wp-block-paragraph\"><ul class=\"wp-block-list\"><ul class=\"wp-block-list\"><li>Formalitzar el contracte:<\/li><\/ul><\/ul><\/p><p class=\"wp-block-paragraph\">Si l&#8217;assegurat accepta la proposici\u00f3 de l&#8217;asseguradora, d&#8217;aqu\u00ed a uns quants dies la p\u00f2lissa d&#8217;assegurances freq\u00fcenta. \u00c9s un contracte que genera obligacions i drets tant per a tu com per a l&#8217;asseguradora.<\/p><p class=\"wp-block-paragraph\"><ul class=\"wp-block-list\"><ul class=\"wp-block-list\"><li>La signatura del contracte d&#8217;assegurances:<\/li><\/ul><\/ul><\/p><p class=\"wp-block-paragraph\">Si ens decidim a acceptar aquesta p\u00f2lissa d&#8217;assegurances ser\u00e0 el moment de signar-la, encara que aconsellem prendre&#8217;s un temps per llegir i rellegir el contracte abans. Quan ho signem la tramitaci\u00f3 queda completada, encara que haurem d&#8217;esperar que l&#8217;asseguran\u00e7a entri en vigor amb el pagament de la prima.<\/p><p class=\"wp-block-paragraph\">Per a qualsevol contractaci\u00f3 o dubte que tinguis, pots contactar amb nosaltres. Tenim una gran varietat dassegurances a m\u00e9s dassist\u00e8ncia completa.<\/p><p class=\"wp-block-paragraph\">Font: turboseguros.com<\/p>","protected":false},"excerpt":{"rendered":"<p>Actualment se&#8217;ns fa molt m\u00e9s f\u00e0cil contractar una asseguran\u00e7a de manera en l\u00ednia per\u00f2 conv\u00e9 recordar que hem de seguir prestant atenci\u00f3 als que estem contractant, les lletres petites i les condicions de les polisses. Qu\u00e8 assegurarem? Abans de contractar una asseguran\u00e7a ens hem d&#8217;aturar un moment per pensar qu\u00e8 \u00e9s aix\u00f2 que estem assegurant, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2545,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[125],"tags":[],"class_list":["post-2616","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assegurances-i-proteccio","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"builder_content":"","_links":{"self":[{"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/posts\/2616","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/comments?post=2616"}],"version-history":[{"count":4,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/posts\/2616\/revisions"}],"predecessor-version":[{"id":3156,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/posts\/2616\/revisions\/3156"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/media\/2545"}],"wp:attachment":[{"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/media?parent=2616"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/categories?post=2616"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/tags?post=2616"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}