{"id":2625,"date":"2023-10-04T22:08:25","date_gmt":"2023-10-04T22:08:25","guid":{"rendered":"https:\/\/invertiscapital.com\/mediadores-de-seguros\/"},"modified":"2023-10-24T15:22:47","modified_gmt":"2023-10-24T15:22:47","slug":"mediadors-dassegurances","status":"publish","type":"post","link":"https:\/\/invertiscapital.com\/ca\/mediadors-dassegurances\/","title":{"rendered":"Mediadors d&#8217;assegurances"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Els mediadors d&#8217;assegurances s\u00f3n figures que intervenen assessorant i informant el consumidor d&#8217;assegurances. Exerceixen una activitat mercantil que consisteix en la presentaci\u00f3 o realitzaci\u00f3 de processos previs en contractar una asseguran\u00e7a. Tamb\u00e9 s&#8217;encarreguen de gestionar i executar els contractes en cas de sinistre.<\/p><p class=\"wp-block-paragraph\">Per tant, un mediador \u00e9s un assessor que aconsella al seu client sobre les diferents assegurances i cobertures que poden oferir-li. Per aix\u00f2, analitza els riscos a qu\u00e8 est\u00e0 exposat el possible assegurat i els perjudicis econ\u00f2mics que poguessin sorgir com a conseq\u00fc\u00e8ncia. Aix\u00ed, el mediador assenyala quina \u00e9s l&#8217;asseguran\u00e7a que necessita el client i garanteix la cobertura dels seus b\u00e9ns assegurats.<\/p><p class=\"wp-block-paragraph\"><figure class=\"wp-block-image\"><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3049\" src=\"https:\/\/invertiscapital.com\/wp-content\/uploads\/2022\/12\/entrepreneur-working-with-bills.jpg\" alt=\"\" width=\"1500\" height=\"1000\" \/><\/figure><\/figure><\/p><p class=\"wp-block-paragraph\">A Espanya, diferenciem dos tipus de mediadors: Els agents i els operadors de banca-assegurances. En primer lloc, els agents s\u00f3n experts que treballen per a una o m\u00e9s companyies, poden ser exclusius (nom\u00e9s una asseguradora) o vinculats (amb diverses asseguradores) D&#8217;altra banda, els operadors s\u00f3n experts que duen a terme l&#8217;activitat asseguradora a trav\u00e9s de les xarxes de distribuci\u00f3 de les entitats de cr\u00e8dit, aquests tamb\u00e9 poden \u00e9sser exclusius o vinculats.<\/p><p class=\"wp-block-paragraph\">D&#8217;altra banda, hi ha els corredors d&#8217;assegurances, que ofereixen assessorament independent, sense vincles cap a les asseguradores, a aquells que volen contractar una asseguran\u00e7a. Per aix\u00f2, necessiten tenir un ampli coneixement de la t\u00e8cnica asseguradora. Per tant, el corredor dassegurances \u00e9s un assessor del client que lorienta sobre quins productes s\u00f3n els adequats per aconseguir la cobertura que necessita.<\/p><p class=\"wp-block-paragraph\">Font: Fundaci\u00f3 Mapfre<\/p>","protected":false},"excerpt":{"rendered":"<p>Els mediadors d&#8217;assegurances s\u00f3n figures que intervenen assessorant i informant el consumidor d&#8217;assegurances. Exerceixen una activitat mercantil que consisteix en la presentaci\u00f3 o realitzaci\u00f3 de processos previs en contractar una asseguran\u00e7a. Tamb\u00e9 s&#8217;encarreguen de gestionar i executar els contractes en cas de sinistre. Per tant, un mediador \u00e9s un assessor que aconsella al seu client [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2558,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[125],"tags":[],"class_list":["post-2625","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assegurances-i-proteccio","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"builder_content":"","_links":{"self":[{"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/posts\/2625","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/comments?post=2625"}],"version-history":[{"count":4,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/posts\/2625\/revisions"}],"predecessor-version":[{"id":3162,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/posts\/2625\/revisions\/3162"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/media\/2558"}],"wp:attachment":[{"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/media?parent=2625"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/categories?post=2625"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invertiscapital.com\/ca\/wp-json\/wp\/v2\/tags?post=2625"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}